Wayne Shoemaker

🏡🚗 August 2026 Home & Auto Check (Back to School Edition)

As summer winds down and back-to-school schedules kick in, it’s a great time to review your homeowners or renters and auto coverage. Between new routines, more commuting, field trips, and after-school activities, small changes can impact what you need from your policy.

Have you had any of these recently?

• Storm/wind concerns (especially late summer weather)

• Home updates or improvements

New drivers added (or teen drivers getting more behind-the-wheel time)

• More driving for school drop-offs, sports, work, or activities

• Purchases like laptops, tablets, bikes, or new backpacks/electronics

A quick review can help you avoid surprises later. 🛡️

📚 August Financial & Coverage Refresh

With the year moving forward, August is a smart time to refresh your plans—especially as needs change.

Back-to-school can also mean:

• New devices and student gear (often worth more than we expect)

• More time spent at home (and more use of personal property)

• Family policy changes (beneficiaries, life updates, school-age kids)

It’s a great opportunity to:

• Review coverage limits

• Check deductibles

• Confirm your beneficiaries

• Make sure your policy matches your current lifestyle

Some August Observances & Reminders

• Aug. 7 — Purple Heart Day

• Aug. 15 — V-J Day (Victory over Japan Day)

• Aug. 19 — World Humanitarian Day

• Aug. 26 — Women’s Equality Day

• Aug. 26 — National Dog Day

Back to School: A Quick Coverage Tip

Did you know many home and renters policies help protect personal property like laptops and backpacks within coverage limits? If you purchased new devices or upgraded school gear this year, it may be worth confirming your coverage (and updating anything you’ve added recently).

Protecting What Matters Most to You

Our mission is simple: to help you protect what you’ve worked so hard for. Since 2005, my team and I have been helping families and small business owners in Calvert County build a wall of protection around their lives. We’re proud to serve our neighbors across Maryland, Virginia, and the District of Columbia.

How We Help You Protect Your World

We make insurance simple and clear, so you can focus on what you’re building.

• Protecting Your Property: Auto, Home, Renters, and Condo

• Securing Your Family’s Future: Life Insurance

• Supporting Local Business: Business Insurance

• Insuring Your Fun: Boat, Motorcycle, RV, and more

My journey to this work began with service. After six years in the US Army, I transitioned to a career in education before finding my true calling. In 1978, inspired by the integrity of my own agent, I joined the company and have never looked back. I've been honored to earn the company's President’s Club and Ambassador Club awards, but the real reward is the satisfaction we receive from our customers every day.

Let's Start a Conversation

Our bilingual team (English and Spanish) is ready to help. We believe a quick conversation today can save you a lot of headaches tomorrow.

Call, click, or stop by our office. We look forward to meeting you!